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Adjustable rate mortgage - An adjustable rate mortgage or variable rate mortgage is a loan secured on a property (house) whose interest rate and therefore monthly repayment vary over time. Other forms of mortgage loan include interest only mortgage, fixed rate mortgage, Negative amortization mortgage, discounted rate mortgage and ...

Par rate - In the mortgage industry, a PAR interest rate is the interest rate a borrower qualifies for with a given lender that neither costs nor pays any Yield spread premium (YSP). A PAR rate is based on an individuals specific risk-based pricing criteria.

Beal Mortgage Services - Beal Mortgage Services is an affiliate of Beal Bank and Beal Savings Bank that originates real estate-related loans of from $2 million to $200 million on income properties and raw land as well as land development and construction loans. Beal Mortgage Services specializes in loans on property types that have circumstances that typically do not qualify for lowest-rate financing, and also provides bridge loans on traditional multifamily, retail and office properties that may need to be turned around before being eligible ...

Mortgage constant - A mortgage constant is a rate that appraisers determine for use in the band of investment approach. It is also used in conjunction with the debt-coverage ratio that many commercial bankers use.

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